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Terms of Use

Last updated October 2026

This website is operated by TrueNorth Financial Services Limited (Company Number 9365900) trading as Finance Made Easy. TrueNorth Financial Services Limited is registered on the Financial Service Providers Register (FSP1011270).

By using this website you agree to the terms set out below. If you do not agree, please do not use the site.

1. General information only

Information on this site is general in nature and is not financial advice. You should consider whether any product is right for your circumstances and seek independent advice if needed.

2. Quotes and applications

A quote request or application is not an offer of finance. Any approval is subject to lender criteria, affordability, verification of your details and responsible lending checks.

3. Repayment calculator

The repayment calculator gives an estimate based on the figures you enter. It is not an offer, a quote or a guarantee of finance. Your actual interest rate, fees and repayments depend on the lender and your circumstances and are confirmed in your loan documents.

4. Mechanical warranties

We arrange mechanical warranties through a range of warranty providers. The cover, exclusions and terms of any warranty are set out in the warranty documents you receive before you buy.

5. Accuracy

We make our best efforts to keep information on this site accurate and up to date but make no warranty that it is. Lender rates, terms and policies change frequently.

6. Liability

To the extent permitted by law, Finance Made Easy is not liable for any loss or damage arising from your use of this website or reliance on its content.

7. Governing law

These terms are governed by the laws of New Zealand.

8. Regulatory disclosure

TrueNorth Financial Services Limited is registered on the Financial Service Providers Register (FSP1011270). Finance Made Easy is a finance broker, not a lender. We are paid a commission by the lender when your loan is funded. Where a fee applies to your loan, it is disclosed to you in writing before you sign.

TrueNorth Financial Services Limited is a member of Financial Services Complaints Ltd (FSCL), membership number 9517, a free and independent dispute resolution service if you are unable to resolve a complaint with us directly.