FME – Finance Made Easy (A trading name of TrueNorth Financial Services Limited, FSP101170)
These Terms and Conditions apply to your use of this website and to the credit assistance services provided by us.
We act as an intermediary between you and third-party lenders. We are not a lender and do not provide loans or credit directly. All lending is subject to lender approval, lender terms and conditions, and responsible lending requirements.
Information provided on this website is general in nature only and does not constitute personalised financial advice. You should consider your own circumstances before entering into any lending arrangement.
You agree to provide information that is complete, accurate and not misleading. Providing incorrect or incomplete information may affect your application or result in declined lending.
Any pre-approval, estimate or indication of borrowing capacity does not guarantee final approval. Approval decisions are made solely by lenders.
Interest rates, fees and lending terms displayed or discussed are indicative only and may change. Final terms are determined by the lender at the time of approval.
We may receive commission from lenders for arranging finance. Commission structures vary between lenders and products. Any fees payable by you will be disclosed before proceeding.
By engaging our services, you authorise us and relevant lenders to obtain credit reports and conduct identity and AML/CFT checks.
To the extent permitted by law, we are not liable for decisions made by lenders, changes to interest rates or lending criteria, or losses arising from lender terms or conditions.
You consent to receiving communications and documents electronically unless otherwise agreed.
TrueNorth Financial Services Limited is a registered Financial Service Provider and is a member of an approved dispute resolution scheme. Further details are available on request or in our Disclosure Statement.